SoFi: The Profitable Fintech Wall Street Can No Longer Ignore 1. Introduction: The SoFi Narrative Has Changed Permanently By early 2026, the narrative surrounding SoFi Technologies (SOFI) has undergone a decisive transformation. Once dismissed by skeptics as a cash-burning student loan refinancer, a pandemic-era SPAC experiment, or an over-ambitious fintech bundle, SoFi has now crossed…
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This article is about how Robinhood plans to reshape global finance through crypto, tokenization, Layer-2 infrastructure, and on-chain settlement. The rapid rise of blockchain technology and the expansion of Web3 have ushered in a new era of financial innovation: one where everything can potentially be tokenized. Real-world assets (RWAs), once locked behind traditional financial rails,…
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The Promise and Peril of AI-Driven Finance Upstart Holdings, Inc. (NASDAQ: UPST) has emerged as a disruptive force in consumer lending, aiming to replace the long-standing dominance of the FICO score with a sophisticated artificial-intelligence (AI) driven underwriting engine. At its core, Upstart’s mission is to expand access to credit, by leveraging machine learning models…
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