SoFi: The Profitable Fintech Wall Street Can No Longer Ignore 1. Introduction: The SoFi Narrative Has Changed Permanently By early 2026, the narrative surrounding SoFi Technologies (SOFI) has undergone a decisive transformation. Once dismissed by skeptics as a cash-burning student loan refinancer, a pandemic-era SPAC experiment, or an over-ambitious fintech bundle, SoFi has now crossed…

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